Credit Karma Q&A: Hard Credit Inquiries and Accounts in Collections

Several actions can negatively affect your credit score: hard inquiries, accounts in collections, tax liens, bankruptcies, and foreclosures are some of the most common. But how do they really affect your credit? For how long will it affect your credit score? What can you do if you think the negative information is inaccurate?

All of these are commonly asked questions over in our Credit Advice center, a community-powered Q&A forum. Credit Karma users are always prepared with great answers, many times straight from their own financial experiences.

Here are some responses to the common questions around hard inquiries and accounts in collections.

Hard Credit Inquiries

Accounts in Collections

Still curious about how negative marks affect your credit? Head over to the Credit Advice center and ask your own burning question.

And stay tuned to Credit Karma blog because next week, we cover how credit over-utilization and tax liens affect your credit score.

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