High Credit Scores Don’t Always Have Benefits
33 year old financial planner, Jeff Rose has been trying to enhance his credit rating even though it currently stands at 780 which are 69 points above average. Rose lives in Illinois and has recently acquired a second credit card in the past year as a way of boosting his credit score. Rose has said [...]
Do Credit Scores Work?
Rest assured that lenders are asking the same questions about credit scores. After all, they want some assurance that the tools they’re using are actually doing what they’re designed to do. In fact, they track performance pretty closely because their business depends on it. You’ve heard that a FICO score of 700 in past is [...]
Top 5 Credit Card Offers
Comparing a current credit card with new credit offers is a great way to make sure you have the best deal for any situation. These highly competitive deals change all the time, so it makes sense to regularly review what options are available and could add more benefits to using credit. Unfortunately a lot of [...]
What’s in Our Wallets? The Nerds Name Their Credit Cards
We come across a lot of good credit cards over here at NerdWallet, enough to make even the most ardent credit card enthusiast just a bit jaded. 100,000-mile bonuses, free nights at the Hyatt, weve seen it all and recommended quite a few. But have you ever wondered which credit cards are good enough to [...]
6 Tips for Instant Credit Card Approval
You see it all the time: “Instant Approval!” or “Approval in just 30 Seconds!” But whenever you apply, it’s not quite as “instant” as advertised, is it? More often than not, you get an “application pending” message from the credit card company. There are even plenty of anecdotal stories about this happening to people with [...]