Get More With Your Plastic ~ Check Out These Credit Card Bonuses

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Citi Forward Card
Freebie: Get a $200 gift certificate to Restaurant.com when you apply for the Citi Forward card and make $100 in purchases by September 15.
Rewards Program: Another freebie! – Get up to 2,500 bonus points when you sign up for Paperless Statements. Also, earn 5x ThankYou points for every $1 spent at restaurants and entertainment. 1 ThankYou Point for every $1 spent on all other purchases. Also comes with additional rewards for good credit habits, such as paying on time and spending under credit line.
Claim your freebie!

Citi Student Credit Cards: Dividend Platinum Select Card, mtvU Platinum Select Card, or Citi Forward Card for College Students
Freebie: Claim the $50 cash Back to School promotion when you apply to any of the Citi Student Bonus Cards: Dividend Platinum Select Card, mtvU Platinum Select Card, or Citi Forward Card and make at least $50 in purchases within the first 3 months of account opening. V

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July 27, 2010 • Tags: Card, Card Bonuses • Posted in: Credit Cards • No Comments

Credit Cards Create Jobs

The American Bankers Association and Keybridge Research have released a study that shows nearly 40,000 jobs in the Massachusetts area were directly or indirectly created as a result of credit card borrowing by small businesses between 2003 and 2008.

On the national level, the survey noted that credit card lending to small businesses during the same timeframe resulted in the creation of 592,000 small business jobs with an addition 1 million indirectly created. As a result of the credit card’s impact on job creation, the study noted, any reduction in small businesses’ access to credit cards could result in a drop in their ability to hire new employees (Boston Globe).

July 27, 2010 • Tags: Jobs • Posted in: Credit Cards • No Comments

Becoming An IRS Whistleblower

What is an IRS whistleblower? An IRS whistleblower is someone who presents the IRS with evidence that proves that an individual or company is evading taxes or otherwise committing tax fraud. In the United States some form of income tax has existed off and on since 1862. With the establishment of the tax, whistleblowers have been around for almost as long. The laws rewarding and protecting IRS whistleblowers have changed remarkably little over the years. 

Some of the main changes have occurred in the last decade. While an IRS whistleblower reward used to be discretionary, the awards are now formalized in the law. To submit information and apply for an award in regard to that information, the IRS even has a form to file, IRS Form 211. This form should be filed with the new IRS Whistleblower Office at Internal Revenue Service, Whistleblower Office, SE: WO, 1111 Constitution Ave., NW, Washington, DC 20224.

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July 26, 2010 • Tags: Irs, Irs Whistleblower • Posted in: Credit Cards • No Comments

Platinum Zero™ Secured Visa® Credit Card from Applied Bank Review

Are you trying to establish a credit rating? If you have never had a credit card before or a loan, then you probably do not have a credit history. Depending on your circumstances it can be difficult to be approved for a credit card. That is where the Platinum Zero™ Secured Visa® Credit Card from Applied Bank comes in. Since it is a secured credit card, you have a much better chance of being approved for this card. In order to apply for this credit card from Applied Bank, you simply need to open a deposit account with Applied Bank in the amount of $500 or more. This account will secure your credit card. 

That means you need to maintain at least $500 in your deposit account since that is the limit on the Platinum Zero™ Secured Visa® Credit Card. Applied Bank will report your payment history on the credit card to the credit bureaus. If you

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July 25, 2010 • Tags: Card, Credit Card • Posted in: Credit Cards • No Comments

How to Find the Best Credit Card Offers for You

The number of credit card offers that most consumers are finding in their mailboxes has been declining within the past year or two. This is probably due to the decline in the economy that the country is currently experiencing.

Companies are now less excited about offering credit lines as they once were. After all, they always have their best interests in mind, which is important for you to reminder when considering accepting any offer.

If you are in need of a credit card, the first thing to consider is which card will be best for your needs. Not all cards come with the same benefits, features, and restrictions. There are rewards and perks offered by many of the credit card companies. You should only consider those that would be beneficial to you.

For example, if you are not an avid traveler, getting a card that offers frequent flyer miles or something similar would be useless.

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